Guide

Supercar or luxury SUV — which should you lease?

Updated September 2026 7 min read Performance & Prestige

Lease a luxury SUV if you want the lowest deposits and excesses, the gentlest excess-mileage rates, five seats and a car that works every day of the term — and most of them are ours, so they are the quickest to confirm. Lease a supercar if the car itself is the reason and two seats are enough. Every supercar we list is arranged through a vetted partner, and they ask the most of a driver.

Which of them do we actually hold?

The SUVs. Our own fleet is concentrated in luxury SUVs — the BMW X5 xDrive40i M Sport, the Audi SQ7, the BMW X5 M Competition, the Mercedes-AMG G 63, the Bentley Bentayga V8 S, the Lamborghini Urus S and the Urus Performante. We own those, prepare them, deliver them and carry the risk on them, and all of them run on the three-month minimum term — one month up front, then one a month, with 1,000 miles a month included.

Not one supercar in the catalogue is ours. The Ferrari 296 GTB, the McLaren 750S, the Lamborghini Huracán Tecnica, the Maserati MC20 and the rest are arranged through vetted partners, which means a partner confirms the specific car before we will commit to a date or a figure on it.

Every car on the site is quoted on request, ours and sourced alike. What ownership changes is how fast a real answer comes back and who is accountable for it: on a car we hold there is nobody to ask first, and on a sourced car there is. We will not put a firm availability state on somebody else's vehicle before it is confirmed, which is what that step is protecting.

What does each side ask of you as a driver?

The SUV side is where the criteria are gentlest. Several luxury SUVs are leasable from 25 with three years of full licence held, our own X5 xDrive40i M Sport among them, and none of them asks for more than five years.

Every supercar in the catalogue sets its minimum age at 28 or above, and most ask 30. Licence-held requirements run from five years to ten, and the points tolerance tightens as you climb: the fastest of them accept three points where most of the catalogue accepts six, and the Aston Martin Valhalla accepts none at all.

These are set per car, not per make. Lamborghini will lease you a Urus S on criteria a Revuelto would decline, because the underwriter is reading the vehicle rather than the badge on the bonnet. The whole picture is on driver requirements.

How far apart are the deposits and excesses?

Far enough to change which car is realistic. Luxury SUV deposits in our catalogue start at £2,000, our own X5 xDrive40i M Sport among them, and the excess matches the deposit on every car we list.

Supercar deposits start at £5,000 and climb steeply — £7,500 on the 296 GTB, £10,000 on the 750S, £25,000 on the Temerario, £50,000 on the Valhalla.

The deposit is held against a payment card in the hirer's own name, and on a lease it is held for the length of the agreement rather than for a weekend. That is the part people underestimate over a term of months. These figures are provisional pending confirmation, and we state the real one for your car before anything is agreed — how deposits work goes through the mechanism.

What does a mile beyond the allowance cost on each?

Every agreement includes 1,000 miles a month on every car, so the allowance is not the variable. The rate beyond it is, and it is the widest practical gap between the two shapes.

The cheapest excess-mileage rates in the catalogue are down among the luxury SUVs, the performance saloons and the sports cars — 95p a mile at the bottom, and our own G 63 at £1.25. The dearest sit on supercars, where £2.50 a mile is the entry point and the top of the range runs several times that.

So multiply by the miles you will really do. A supercar used as a daily driver on a commute will cost far more in excess mileage across a term than the same car used as a second car that goes out at weekends. The SUV absorbs miles; the supercar charges for them.

Which is the better car to live with month after month?

Three months is long enough that the answer stops being about the drive. A luxury SUV crosses a speed table without a wince, parks in an ordinary bay, takes a buggy and a dog and a week's shopping, and sits on a gravel drive in February without anybody thinking about it.

A supercar asks something of you every day. The sill is a thing you climb over rather than step through, the nose needs watching on ramps and kerbs, the boot takes a soft bag, and it draws attention every time you stop — which is either the point or the problem, and only you know which.

Neither is right in the abstract. The question that settles it is what the car is doing on an ordinary Tuesday, not what it is doing on the best Sunday of the term.

Does the reason you are leasing point one way?

Usually, once it is said out loud.

A car for a family, a client, a dress, a golf bag, a dog or a Scottish lane in weather is an SUV, and it is not close. A car for the sake of the car, over a term where the second seat is genuinely spare, is a supercar. A car that has to do both will do neither well, and that conversation is better had before delivery than in month two.

There is a middle answer this market forgets, which is a grand tourer — real seats, a real boot, and still an event. Supercar, grand tourer or prestige SUV sets all three against each other.

What if you want both?

Then say so when you enquire, because it changes what we go looking for rather than what we quote.

Two agreements running side by side is one answer. An SUV for the whole term with a supercar arranged separately for part of it is another. Both are ordinary requests, and both are quoted as two things rather than blended into one figure.

What we will not do is put a number on the supercar half before a partner has confirmed the specific car. Tell us the car and the start date and the SUV figure comes straight back, because that car is ours; the supercar figure follows once it is real.

Common questions

Is a supercar more expensive to lease than a luxury SUV?

It usually is, but we cannot tell you by how much from a page, because both are quoted on request rather than published. What you can compare from a page is the rest of the stack, and it points the same way: supercar deposits start at £5,000 against £2,000 on the SUVs, and excess mileage starts at £2.50 a mile against 95p. A supercar is also quoted only once a partner has confirmed the specific car.

Can I lease a supercar at 25?

No. Every supercar we list sets its minimum driver age at 28 or above, and most ask 30. Plenty of luxury SUVs and performance saloons are leasable from 25, which is the honest alternative rather than a consolation — the criteria are set against the car, not against you.

Do you own any supercars yourselves?

Not in the segment sense. The supercars we list are arranged through vetted partners, which is why they carry the partner’s criteria rather than ours and why the specific car is confirmed before we commit to a date. Our own fleet is concentrated in luxury SUVs, with one convertible and one performance saloon alongside them.

Which is easier to insure?

We do not present the insurance arrangement as settled either way — it is confirmed with you before anything is agreed rather than assumed from a web page. What is visible is that underwriters treat a mid-engined supercar and a luxury SUV as very different risks, and that shows in the age and licence criteria published on each car.

Can a supercar cope with a British winter?

It can be made to, and the variable is tyres more than the car. A rear-driven supercar on performance tyres in December is a different proposition from the same car in July. Tell us when the term starts and what the driving looks like and we will be straight with you about it.