Guide

What does a prestige lease cost, and what moves the figure?

Updated September 2026 8 min read Performance & Prestige

Every vehicle here is quoted rather than listed, on a three-month minimum term with 1,000 miles a month: one month up front, then one a month. Five things decide the figure — the vehicle, the term, the mileage, the deposit and excess band, and whether the car is ours or partner-arranged. Two things people expect to move it do not.

What does a prestige lease cost?

It is quoted rather than listed. Every figure on this site comes with the quote, on the same shape: a three-month minimum term, 1,000 miles a month included, one month paid up front and then one a month.

The catalogue runs from a large SUV you could use as a family car to a Lamborghini, so there is no one answer to "what does a prestige lease cost" — the question only narrows once there is a specific vehicle, a term and a mileage figure in it. That is the sentence most price pages in this sector are written to avoid.

What does not wait for a quote is the rest of the stack. The refundable deposit, the insurance excess, the mileage allowance and the excess mileage rate are published per car, before there is any form. This page is about what moves the one figure that is not.

One: the car itself

The largest lever by a distance, and it is not simply the list price. What the vehicle is worth sets the floor; what it costs to keep on the road sets much of what sits on top.

Tyres, servicing, parts lead times and the cost of a bodywork repair all vary enormously between cars that look adjacent on a price list. A mid-engined car and the SUV wearing the same badge are not close on any of those.

This is why there is no per-make price on this site. Two vehicles from the same manufacturer can sit at opposite ends of the catalogue, and the insurer, the parts network and the repair cost all treat them as different things rather than as one brand.

Two: how long you keep the car

Three months is the shortest agreement we write. It is a floor rather than a target, and most agreements run longer.

A longer term is quoted on its own terms rather than off a published discount scale, so the useful thing is to ask for both lengths you are weighing in the same enquiry and let the quote answer it. It costs nothing to ask for two figures and it saves a week of going back and forth.

The floor came down to three months on 13 October 2026. It came down because the market asks for shorter agreements and because three months is still long enough to underwrite as a lease. It is not a softening of what we sell: the shortest agreement here is still a lease, there is nothing underneath it, and nothing above it is fixed — three months is the minimum you commit to, not the length you are tied to.

Three: the mileage you do

1,000 miles a month is included on every car as standard, and it is stated per month because that is the unit the agreement runs in.

Over it, each vehicle has its own published excess mileage rate, 95p to £10 a mile across the catalogue. That spread is much wider than people expect and it is set by the car rather than by the size of the overage.

Getting this right at the start is the cheapest piece of planning available to you. A higher allowance priced into the agreement before it begins is a straightforward quote; the same miles settled at collection is the same distance bought at the worst available rate.

Four: the deposit and excess band the car sits in

These do not change the monthly figure, but they change what the agreement costs you to enter and what it exposes you to, so they belong in any honest answer to "what does it cost".

Deposits run £1,500 to £50,000 across the catalogue and £2,000 to £10,000 on the fleet. The insurance excess runs £1,500 to £35,000, and on most vehicles it matches the deposit figure.

Two cars at a similar monthly figure can sit several thousand pounds apart on the deposit. If the up-front position matters more to you than the monthly one, that is worth saying at the enquiry stage rather than discovering on the quote.

Five: whether the car is ours or arranged

This is the difference between a figure we can confirm ourselves and one that waits on somebody else.

A vehicle in our fleet is ours: we price it, prepare it, deliver it and carry the risk on it, so the figure comes from us and it comes back fast. A car arranged through a vetted partner is priced by whoever holds it, which is why its terms — the cover, the excess and the driver criteria — are confirmed with you in writing rather than assumed to match ours, and why a tight start date is easier to meet on a car we hold.

Neither is better or worse. The fleet gives certainty and speed; the partner network gives reach, and it is what makes a catalogue this wide possible at all. The fleet and the full catalogue are badged so you can tell at a glance which you are looking at.

What does not move the figure?

Two things, and both are worth saying plainly because the sector encourages people to expect otherwise.

A bigger payment up front does not buy the monthly figure down. Every agreement here is 1+2 — one month up front, then one a month — and that structure is the product rather than an opening offer.

Neither do the driver criteria. The minimum age, the licence history and the points tolerance on each vehicle are insurance conditions, not commercial ones. There is no version of this where a larger deposit unlocks a car a policy will not accept, and anybody who tells you otherwise is describing a risk they have not priced.

How is a quote put together?

From five inputs: the exact vehicle, the start date, the term, the mileage allowance and the named driver or drivers.

What comes back is the whole stack on one document — the monthly figure, what it includes, the refundable deposit, the insurance excess, the mileage allowance and its excess rate, and delivery and collection priced against your address. Nothing is added after that document.

Nothing is paid online and no card is taken on a website. A person confirms every agreement, which is the step that also catches the things a form cannot: a start date that cannot be met, a driver who does not meet a vehicle's criteria, an address a transporter cannot reach. Start an enquiry, or read how it works first.

Common questions

Is the quoted figure the final figure?

It is the figure for the agreement it names — that vehicle, that term, that allowance, those dates. A different term, a higher allowance or a start date at short notice is quoted on its own terms. What does not happen is a figure moving after the quote: the whole stack is on one document before you commit to any of it.

Why is no price published on the site?

Because the figure follows the exact car, the term, the mileage and the dates rather than the model name, so it is confirmed with your quote instead of listed and then qualified. On a car arranged through a vetted partner there is a second reason: the figure belongs to whoever holds the vehicle, and publishing a number we have not been given would be inventing one.

Can I pay more up front to lower the monthly payment?

That is not a structure we publish. Every agreement is one month up front, then one a month, and the monthly figure is the monthly figure. If you want to discuss a different shape, ask at the enquiry stage — but treat it as a conversation rather than an assumption.

Are the figures the same for a business and an individual?

The vehicle figures are the vehicle figures. What differs is who the agreement is with, how it is invoiced and who is named to drive. See business leasing for how a company agreement is set up. How the cost is treated in your accounts is a question for your accountant rather than for us.

Do the figures change with the season?

The monthly figure quoted on your agreement holds for its term rather than moving underneath it. What genuinely varies with the calendar is availability, and a start date at short notice in a busy period is the constraint most likely to affect what you can actually have.