Guide
Ferrari or Lamborghini: choosing your first supercar lease
Updated 7 min read Performance & Prestige
Both makes are arranged through vetted partners and priced on request. For a first three-month lease the sensible entry points are the Lamborghini Huracán Tecnica and the Ferrari 296 GTB: they carry the lowest deposits and mileage rates of the two ranges, and their driver criteria are the most achievable.
Is there a real difference, or is it just the badge?
There is a real difference, and it is easiest to describe by what each make is willing to give up. A Lamborghini gives up subtlety. The Huracán Tecnica is the naturally aspirated V10 in its most driver-focused rear-wheel-drive form, and it is the car most people picture when they say the word supercar — loud, angular, impossible to mistake for anything else.
Ferrari gives up almost nothing, and spreads itself across more shapes. The 296 GTB is a compact mid-engined plug-in hybrid; the Roma Spider is a four-seat fabric-roofed convertible that looks like a grand tourer; the Purosangue is a four-door, four-seat V12. Choosing Ferrari means choosing which kind of Ferrari, and that is a bigger decision than the badge itself.
Where should a first lease start?
With the Huracán Tecnica or the 296 GTB, in most cases. Both are two-seat mid-engined supercars, both are the most attainable cars in their respective ranges on the terms that matter, and neither asks anything unusual of a driver who has not leased one before.
The Tecnica holds a refundable £5,000 deposit and carries a £5,000 insurance excess, with mileage above the included 1,000 miles a month charged at £2.50 a mile. The 296 GTB sits at £7,500 for both the deposit and the excess, with mileage at £2.95 a mile. Those are the lowest figures either make offers here, and a first lease is a bad place to discover that you have over-committed on a car you were not yet sure about.
What the driver criteria tell you before the price does
This is the part first-timers skip, and it is the part that most often ends the conversation. The flagships are not gated by money alone. The Lamborghini Revuelto is set at a minimum age of thirty-two, with a full licence held for at least eight years and no more than three points. The Ferrari SF90 Stradale, the 12Cilindri and the Temerario all ask for eight years of licence and no more than three points as well.
The entry cars are set at thirty, five years and six points. So if your licence is six years old, or you picked up four points two years ago, the flagship is out regardless of what you are willing to spend — and knowing that at the start of the process saves everybody a fortnight. Criteria are provisional while the insurance arrangement is finalised, and we check yours at enquiry.
How much money sits behind the car?
A long way more than the monthly figure, and the spread across these two ranges is enormous. At the accessible end the Huracán Tecnica holds £5,000 as a refundable deposit. At the far end the SF90 Stradale holds £35,000 against a £25,000 excess, and the Revuelto and Temerario hold £25,000 against a £20,000 excess.
Mileage moves with it. The Tecnica is £2.50 a mile above the allowance; the 296 GTB is £2.95; the Huracán EVO Spyder and the Roma Spider are £4; the Revuelto, the Temerario and the 12Cilindri are £7; the SF90 is £8. You are working to 1,000 miles a month, so a car at £8 a mile is a car you plan journeys around. None of these figures is invented for this page — each one is on the car's own page, before any form.
What if you need more than two seats?
Then the honest answer is that a conventional supercar is the wrong shape and you should stop trying to make it fit. Both makes have an answer. Ferrari's is the Purosangue: four doors, four seats, four-wheel drive and a naturally aspirated V12, sourced and priced on request, with a £10,000 deposit and excess and mileage at £4.50 a mile. The Roma Spider is the other Ferrari with four seats, though the rear pair are occasional at best.
Lamborghini's answer is the Urus, and it is the one exception to everything above: the Urus S and the Urus Performante are in our own fleet rather than arranged through anybody, so they are ours to confirm on a three-month minimum term, and both seat five with a real boot. For a first lease with a family attached, that is a far better idea than a two-seater you cannot use.
What is three months with one of these like?
Different from a weekend, which is the entire reason we lease rather than rent. You stop treating the car as an event and start noticing the practical things: where it lives at night, which supermarket car park you will not attempt, how quickly you use the allowance when the novelty means you invent reasons to drive.
The cover arrangement is confirmed with you in writing before anything is agreed, along with the excess for that specific car, so you know what a kerbed wheel costs before it happens rather than afterwards. The car is delivered to an address you choose in mainland Britain and collected from it at the end of the term. And the first payment is one month, which is worth budgeting for at the start rather than at signature.
So, Ferrari or Lamborghini?
If you want the car to be an announcement — if part of the point is that everyone from a ten-year-old to your neighbour recognises it instantly — take the Lamborghini, and take the Huracán Tecnica first. It is the least complicated way into the make and the naturally aspirated V10 is the thing people actually come for.
If you want the car to be a driving instrument that happens to be famous, take the Ferrari, and choose the body style before you choose the model: 296 GTB for the classic mid-engined shape, Roma Spider if the roof and the extra seats matter, Purosangue if it has to be the only car you have. Either way, both are arranged through partners, so send your dates and your licence details at enquiry and we confirm car, figure and eligibility before you plan anything around it.
Common questions
Can I lease a Ferrari or a Lamborghini for three months?
Yes. Three months is the shortest agreement we write and it applies to the sourced catalogue in full. Every monthly figure is quoted on request and confirmed in writing before anything is committed. Every Ferrari and every Lamborghini except the Urus S and Urus Performante is arranged through a vetted partner; on those two the quote is ours to give directly, because we hold the cars.
What is the easiest Lamborghini to qualify for?
Of the supercars, the Huracán Tecnica: a minimum age of thirty, five years of full licence and no more than six points. The Urus SE sits at twenty-eight, and the Urus S and Performante in our own fleet at thirty. The Revuelto is the hardest, at thirty-two with eight years of licence.
Do I need a clean licence to lease a supercar?
Not necessarily clean, but close to it. Most of the entry cars accept up to six points. The flagships — the Revuelto, the Temerario, the SF90 Stradale and the 12Cilindri — accept no more than three. Tell us what is on your licence at enquiry and we will tell you which cars are open to you.
Which is cheaper to lease, a Ferrari or a Lamborghini?
Neither make is uniformly cheaper, and we do not publish monthly figures at all, so the honest answer is that it depends on the specific car and we quote it. What we can say is that the Huracán Tecnica carries the lowest deposit, excess and mileage rate of the two ranges.
Is a supercar a sensible first lease at all?
It is if you have thought about mileage, parking and who else needs to travel with you. Three months is long enough for those things to matter, which is why this page spends more time on allowances and criteria than on the cars themselves.
Related guides
- McLaren vs Ferrari for a three-month lease Not which make is better, but which one survives three months of your actual life. Mileage rates, luggage, roofs, and the criteria that quietly rule cars out.
- Lamborghini Huracán vs Audi R8: which to lease? Two cars built around the same V10, sold to opposite kinds of driver. One announces you; the other lets you arrive unannounced with exactly the same engine behind your head.
- Audi R8 Spyder vs Porsche 911: which to lease? A two-seat V10 roadster we own against four different Porsche 911s we can arrange. The honest comparison starts by asking which 911 you actually mean.
- Lamborghini Urus vs Bentley Bentayga: which to lease? Two five-seat luxury SUVs from our own fleet, both ours to quote without a partner in the way. What separates them is character, the cost of holding the car, and what happens when you park it.
Ferrari or Lamborghini: choosing your first supercar lease
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Written by Performance & Prestige against the rates, driver criteria and delivery areas published on this site. Rates are “from” prices inclusive of VAT and are confirmed with you before anything is agreed — see driver requirements, insurance and excess and delivery.