# Can you lease a car for three months in the UK?

URL: https://performanceandprestige.co.uk/guides/can-you-lease-a-car-for-six-months

Last checked: 2026-10-13

**Yes. A three-month car lease is uncommon in the UK but it exists, and it is the shortest agreement we write on any car. The structure is one month paid up front and then one a month, with 1,000 miles a month included and the car delivered anywhere in mainland Britain, or collected by you.**

Three months is the shortest agreement we write. What that term includes, what it costs against a longer one, and who it actually suits.

## What does a three-month lease mean?

A term with a date on the end of it, a fixed monthly figure, a fixed mileage allowance, and a car that arrives at your address and is collected from it at the end. Nothing about it is provisional once the agreement is signed, which is the whole difference between a lease and an arrangement you renew every few weeks.

Every agreement here runs on the same shape: one month up front, then one a month, with 1,000 miles a month included. The first payment is larger because it is two payments, not because there is a fee hiding inside it.

There is no day or weekend product here to compare it against. Three months is the floor, not the entry point to something shorter.

## Why are three-month leases so hard to find?

Because most leasing is written over two to four years, and the arithmetic of a car does not shorten neatly. A lease is, at bottom, a way of paying for the value a car loses while you have it, plus the cost of holding it. Over three years that loss is spread across a lot of payments. Over three months it is spread across three.

That is why a short term costs more per month than a long one on the same car, and why most of the market does not offer it. It is not a penalty. It is the same cost divided differently.

The second reason is practical. A car coming back after three months has to go somewhere — out again to another customer, or into a sale. A business that only writes long agreements never has to solve that problem. A business that writes short ones solves it on every car.

## What is included in the three months?

The car, for the whole term, on an agreement that does not change underneath you.
1,000 miles a month, the included allowance on every agreement. Excess mileage is charged per mile at a rate published on each car's page, 95p to £10 across the catalogue.
Delivery to the address you choose, and collection from an address you choose at the end. They do not have to be the same one.
A person to call for the length of the term, rather than a portal.


Fuel or charge is yours. The refundable security deposit is separate money and is not a payment towards the monthly figure. Insurance is not assumed either way on this site: the arrangement for your car is confirmed with you in writing before anything is agreed, and it is not something to plan around on an assumption.

## How much is a three-month lease?

Every car on this site is quoted rather than listed, so the figure comes back against your enquiry rather than off a page. What moves it is the car first and furthest; then the term, because a short one carries more of the car's early depreciation than a long one; then the mileage, if you need more than the 1,000 miles a month included; then the deposit and excess band that particular car sits in.

The last thing that moves it is whose car it is. A car in our own fleet is one we buy, insure, prepare and deliver ourselves, and the agreement is directly with us, so the figure is ours to confirm and it comes back firm. Most of the catalogue is arranged through vetted partners, and those are quoted on request against your term, your mileage and the specific vehicle — a real constraint rather than a sales technique, and [why prestige leases are quoted rather than listed](https://performanceandprestige.co.uk/guides/why-prestige-leases-are-quoted-not-listed) sets out the reason in full.

The shape of the money does not move whatever the figure is: a 3-month minimum term, one month of it up front, then one a month, with 1,000 miles a month included. Compare a three-month figure against a longer one on total commitment, not on the monthly number alone — on the shortest term most of the money leaves in the first payment, and the shortest term at a higher monthly figure can be less money out of the door than a longer one at a lower figure. The total is the only comparison that answers the question you are actually asking.

## What do you pay before the car arrives?

One month of the monthly figure, and a refundable security deposit held against a card in the hirer's own name. Nothing is taken through this website at any point — no card details, no deposit, no monthly payment. A person confirms every agreement.

Deposits across the catalogue run from £1,500 to £50,000, and from £2,000 to £10,000 on cars in our own fleet. They are provisional figures pending final confirmation, and the one that applies to your car is stated in writing before you commit to anything. The deposit comes back at the end of the term once the car is checked, less anything properly deducted: miles above the allowance, fuel or charge not replaced, damage up to the excess, and any fine or charge incurred while the car was with you.

A debit card with a daily limit below the deposit is the most common thing that stops an agreement on the morning of delivery. Check it early rather than at the kerb.

## Who is three months right for?

Five situations come up repeatedly, and they share a shape: a need with an end date.


A contract or secondment with a known finish, where a three-year agreement would outlive the reason for it.
A car on order. A build slot landing in the spring leaves a gap over the winter, and three months covers it without overlapping the delivery.
A season. A convertible from April, something heavier from October — [leasing a convertible for the summer](https://performanceandprestige.co.uk/guides/leasing-a-convertible-for-the-summer) works that through properly, including the terms longer than the minimum that a full summer needs.
Trying a car before a long commitment. Three months tells you whether you can live with a low nose, a firm ride or a real-world range in a way a test drive cannot.
A business need with a project attached. [Business leasing](https://performanceandprestige.co.uk/business) covers how that is set up; how it is treated in your accounts is a question for your accountant rather than for us.

## What do you need to qualify?

A full driving licence held for long enough for the car you want, and an age at or above that car's minimum. Both tests are set per car and both have to be passed by the same driver: across the catalogue the minimum age is 25 on 44 cars, 28 on 20, 30 on 50 and 32 on 1, and licence-held requirements run from three years to ten.

We also ask a single question about your credit standing. Every agreement this site takes runs for months rather than days and is underwritten accordingly, so the question is ordinary in that context. It is asked once, at the enquiry stage.

The published criteria are provisional pending final confirmation. [Driver requirements](https://performanceandprestige.co.uk/requirements) carries the current position, and cars arranged through a partner carry that partner's criteria, which we confirm with you in writing rather than assuming they match ours.

## How do you set one up?

Tell us the car, the date you want it and roughly how long you need it for. We come back with a written quote covering the monthly figure, the term, the mileage, the deposit, the excess and the delivery arrangement, and nothing about it moves afterwards.

If the car you want is arranged through a partner, that stage is where the real figure comes from, so give us the term and the mileage rather than asking what it costs in the abstract. A term and a mileage produce a number; a question without them produces a range that helps nobody.

[How it works](https://performanceandprestige.co.uk/how-it-works) sets out the sequence end to end, and [the enquiry form](https://performanceandprestige.co.uk/enquire) is the start of it. A person confirms every booking, no payment is taken online, and the car is delivered to you or collected by you.

## Frequently asked questions

### Can a three-month lease be extended?

Ask at the start rather than at the end. An extension depends on what has been arranged for that particular car after your term, which is a constraint on a specific vehicle rather than a policy we can state in advance. Saying at the enquiry stage that you might want longer makes it far more likely to be possible.

### Can you end a lease early?

The term is agreed at the outset and it is a commitment on both sides, so early termination is not something to plan around. If your need genuinely has an uncertain end, say so before you sign — choosing a shorter term at the outset is a much better answer than signing a long one and hoping to get out of it.

### Is three months available on every car?

It is the floor on everything we lease, but availability on a specific vehicle is a separate question from term length. Cars arranged through a partner depend on what that partner holds and what is already committed, so we confirm the car and the dates together rather than one at a time.

### Do you lease to Northern Ireland?

No. Delivery and collection cover mainland Britain only. That is a limit on where the car can go rather than on who may enquire, and it is better known now than after a quote.

### How does the mileage allowance work on a short term?

The included allowance is 1,000 miles a month, so it follows the length of the term rather than having to be apportioned out of an annual figure, and your agreement states the mileage it carries. Tell us at the quote stage if you expect to do more — mileage agreed in advance is always cheaper than mileage settled at the end, and a term this short leaves little room to average a heavy month out.

*Pre-launch note: the driver criteria, deposits, excesses and mileage allowances quoted here are read from Performance & Prestige's own catalogue data, which is still being confirmed with the owner and the insurer. Read them as the shape of the figures rather than as a quotation. What binds is your written quote and your agreement.*